Is there GST on health insurance?
0%GST on health insurance. There is none inside the price.
No. The rate on health insurance is 0%, so the whole of what you pay is the price of the goods. An individual or family policy, 0% since Sep 2025.
Whether you pay ₹500, ₹2,000 or ₹10,000, the GST inside it is ₹0. The seller keeps all of it.
Questions people ask
What is the GST rate on health insurance?
0%, which means no GST is charged on it at all.
How much GST is inside a ₹2,000 purchase?
None. At 0% the whole ₹2,000 is the price of the goods.
Did the GST on health insurance change?
An individual or family policy, 0% since Sep 2025. The rates here are the GST 2.0 schedule that took effect on 22 September 2025.
Is the GST added at the counter or already in the price?
Already in it. Retail prices in India are quoted inclusive of GST, so the tax is part of the figure on the label rather than something added to it.
Rates as of 22 September 2025. Source: GST Council 56th meeting — the GST 2.0 rate schedule, CBIC. Close, not exact — treat them as a guide.
What do you pay in a whole year?
This page answers one question. The app adds up all of it — income tax and the tax hidden inside petrol, food orders, bills and big purchases — for the financial year so far. No account, and your entries stay on your phone.
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